Sunday February 18th, 2018 Finance your home makeover or repairs via  
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 Ineligible Repairs

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Ineligible Repairs

Luxury items and improvements that do not become permanent part of the real property are
not eligible as a cost rehabilitation.
  • Some examples include: barbecue pits; bathhouses; dumbwaiters; exterior hot tubs, saunas, spas and whirlpool baths; outdoor fireplaces or hearths; photo murals; installation of new swimming pools; television antennas and satellite dishes; tennis court; and tree surgery.

    However, the homeowner can use the 203(k) program to finance such items as painting, room additions, decks and other items, even if the home does not need any other improvements.

All health, safety and energy conservation items must be addressed prior to completing
general home improvements. Sun West Mortgage Company, Inc. does not allow following
   repairs in the property to be financed using 203K Loan Program:

  • Self Help Repairs
  • Major Foundation Repairs
  • Structural Repairs


203(k) Rehab Guide Quick Jump

203(k) Rehab Loan FAQs


Sun West Mortgage Company holds over 30 years of lending experience with a reputation of providing excellent customer service.

At Sun West, the complete loan cycle is processed in-house. From origination to underwriting and servicing, Sun West ensures you receive a simpler, faster, more direct borrowing experience with no back and forth intricacies. To see if you are pre-qualified or to obtain more information, call (866) 740 3677.

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